All calls may be monitored and recorded. This is a communication about debt from a debt collector. Any information will be used for that purpose.


Department of Education Accounts

Effective 11/30/21 - Department of Education Student Laon accounts are no longer with NCS. Please call (800) 621-3115 to speak with the Default Resolution Group at DOE for more information.

Effective Debt Recovery

National Credit Services (NCS) provides consultative recovery solutions to organizations throughout the U.S. We deliver effective, professional results that not only increase your revenue, but also retain your customers. At NCS, our mission is to increase your revenue while preserving your hard-earned reputation.

NCS has a proven record in the recovery solutions industry that spans more than 25 years. We know how quickly lost revenue can impact the health of your business. Even more important is maintaining a positive relationship with your customers. At NCS, we develop customized strategies to find the balance between recovering your past-due accounts and upholding the relationships you’ve built with your clients.


Consultative Approach

NCS puts your customers first, we abide by a consumer-friendly approach that motivates your customers to resolve their debts in a timely manner.

Individualized Solution Strategies

NCS understands that solution strategies aren’t one-size-fits-all. We take the time to learn the nuances of your business and your consumers to create a recovery strategy that achieves your desired results. We don’t waste time on solutions that don’t suit your company’s needs.

Impenetrable Data Security

When your data is in our hands, we protect it at all costs. NCS is a nationally licensed, PCI DSS-compliant agency that you can trust to provide unmatched security.

World-Class Technology

We take advantage of the latest advancements in technology to ensure we recover your lost revenue as quickly and efficiently as possible. From our host of communication tools to our cutting-edge skip tracing software, NCS provides the most comprehensive collection services available

Our Services

National Credit Services (NCS) is a proven leader in private debt recovery. With more than 25 years of experience, we’ve invested our time and resources in contemporary collection processes and advanced technologies to provide our clients with fast, effective recovery solutions. Within the broad range of industries that we serve, NCS provides the following services:

Healthcare Services
Higher Education Services
Financial Institution Services
Government Services
Utility Services
Commercial Services